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Can I Change my IRA holdings to cash?

You can change your individual retirement account (IRA) holdings from stocks and bonds to cash, and vice versa, without being taxed or penalized. The act of switching assets is called portfolio rebalancing. There can be fees and costs related to portfolio rebalancing, including transaction fees.

Should I Keep my IRA in cash?

If you only keep your IRA in cash, you may not grow your balance as much as you would with stocks. That could leave you short on funds by the time retirement rolls around. Investing your money in stocks is the best way to grow it for retirement. Saving for retirement in an IRA is one of the best things you can do for your future.

Should you invest your money in stocks or IRAS?

Investing your money in stocks is the best way to grow it for retirement. Saving for retirement in an IRA is one of the best things you can do for your future. It's important to have money to fall back on once your career comes to an end.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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